The following guidelines are "rules of thumb" that we follow when reviewing submissions for quoting. We ask that all producers use the following as guidelines when submitting a RFP to our office. If your submission contains any of the following, please call Bill Lutz to discuss the submission prior to sending it to us:

Please note:
For any ongoing claims that have a diagnosis as follows, we will require detailed information regarding the diagnosis, prognosis, and course of treatment: